Factory Built Home Financing
Modular Home Financing
Prefab Home Financing

New Home Construction Loans

If you decide to build or buy a prebuilt-factory home, then you need to find the right lender. At New Century Bank they specialize in home construction loans. They offer short term financing for the construction phase and we will work with you to place you in the appropriate mortgage product for the long term. They work with Colorado Building Systems and have the expertise to help you through the construction process.

Visit our financing partners here


We build
and value

If you want to buy a modular home, you can get a conventional mortgage and put it on any lot zoned for single-family construction. A manufactured home is built to standards set by the U.S. Department of Housing and Urban Development, and the loan for one is similar to an auto or boat loan. While those homes have improved in recent years, they are not built to local building codes and can only be used in areas zoned for manufactured homes. When you buy a modular home, you not only need to supply the land, you also need to find a builder to assemble the prefabricated elements on your site, plus hire plumbers, electricians and other tradespeople to do finishing and utility connections and meet whatever zoning and building code requirements are set by your municipality.

Mark Dearth and Colorado Building Systems having many years of Modular Systems Built Home financing and construction. If you have any question regarding a Systems Built home project, do not hesitate to contact us with your questions.

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